Everyone Is Doom-Scrolling. Your Mortgage Rate Does Not Care.

Meme of a man with a huge backpack and headlamp helmet at a front door for a home tour. Caption: Me touring homes because WW3 is about to start

Key takeaways Geopolitical news can move oil, inflation expectations, and Treasury yields. Mortgage rates can rise or fall depending on which force wins that week. A fragile Gaza ceasefire has been in place since October 2025. The Iran conflict this year has been linked by national outlets to higher U.S. housing costs through energy prices. […]

Democrats Flipped Congress. Your Mortgage Did Not Get the Memo.

Meme of a sloth in a suit hanging from a bar. Caption: Everyone: rates will drop after the election. Rates:

Key takeaways Democrats took the House and Senate in the Nov. 3, 2026 midterms. That is confirmed by major outlets. It is not a rate lock. Freddie Mac’s Nov. 5 survey put the 30-year fixed average at 7.18%, down slightly from 7.24% the prior week. The 15-year averaged 6.57%. The 10-year Treasury eased after the […]